This thing was ridiculous.

Re: what to upgrade now, contact points and clothing is a good place to go. Find a saddle that you like, get a nice pair of shoes, and maybe a kit or two. At least for me, finding a saddle that I loved, shoes that fit my stupid feet, shorts that are comfortable, and jerseys that I liked wearing did much more for getting me excited about riding than any of the other upgrades I've made to my bikes. Comfort is king, and clothes can be worn on all your rides, and not constrained to just one bike.