i haven't, but our temperatures are relatively mild and i spent a chunk of money on waterproof snowboarder's gloves. they're called hotshots here, btw. what i do have though is one of those buck-99 emergency blankets - the crinkly silver-plated plastic-sheet things. i'm never going to be all that far from some kind of bus, but it just seemed like a good thing to have on hand. our transit service is more of a risk to human life than our weather, imo. the idea of biking through our winter doesn't bother me much, but i can so easily picture dying of exposure at a bus-stop ;p