Originally Posted by DataJunkie

Hum....
I'm thinking a burley jacket is overkill. Most ponder cancelling order and redistributing the money elsewhere. Jacket and Panniers!

Incidentally, I rode also this morning.
My items were:
Head: balaclava, helmet, and googles
Torso: Nike pro fit shirt, mid weight fleece jacket liner, and a windbreaker
Legs: Tights, cycling shorts, and a pair of jogging pants to stop the wind.
Feet: cotton socks and wool skiing socks. Tennis shoes
Hands: ski gloves

Everything was fine. The areas for improvement lie in my torso. I need a cycling jacket and to seperate the fleece jacket liner into several thinner layers. Maybe better gloves.