I've been cycling for over 30 years with no big problems until recently. I left my house for a Sunday morning ride and work up in an ambulance. I came across this thread because I was looking for a bicycle attorney to consult with.

I'm younger than the OP but I've decided that for my wife's peace of mind I'm going to stop road riding, and ride bicycle trails only. Well that's the plan for now anyway.

I've been a road rider for over 30 years in and around the big city. I always tried to be safe. I picked roads, routes and times where there was minimal traffic. I always wore visible clothing. I didn't do stupid things like run through stop signs and traffic lights. That helps up to a point.