Couldn't agree more. Both highly visible clothing AND lights, and then ride assuming they still don't see me.. if you get my point. Ann Arbor is a good sized university town hence lots of bike riders to and from classes, etc. It never ceases to amaze me how many are 'stealth' dressed. Dark bikes for the most part, dark clothing and if they are wearing a helmet, 9 times out of 10, it too is dark. I'ts as though wearing visible clothing and lights is dorky and dark/stealth is cool. Better a live dork than a dead Mr. Cool.