One word sums up the commute: Cold.
Jacket morning, first time I wore one since early April. Wearing only shorts went OK though. But, I chose not to wear toe covers...bad idea. My toes complained bitterly about 1/2 an hour into the ride. Fingers were fine, although they too were a bit chilled.
At least I was smart enough to put on ear protection. So, I must have learned something over the years.