As a mostly year-round cycle-commuter, in training:

I have a high end carbon Specialized-S-Works (my Lamborghini) for nice weather and paved roads




My Cannondale Mountain bike (my Humvee) for bad weather and icy roads (I don’t do off-road cycling, but I can)



And I’m considering good quality (?aluminum, BMC) for wet roads and rain, from about March through December, and dry winter roads as my (?) Mustang.