Outside of a storm we'll get things called small craft advisories and lake-wind advisories so you might see sustained winds of 40 mph but that's pretty rare. During the winter, high winds and cold temps or snow can combine to create some pretty dangerous conditions.

In a decade of fairly dedicated bike commuting though I can't think of a single time that wind alone has kept me off the bike. I can think of plenty of times where it's made it not so fun.