I carry a tube, multi-tool (with chain breaker tool), tire levers, and nitrile gloves in my saddle bag. Mini-pump is strapped under the down tube. In my trunk bag I carry an assortment of plastic zipper bags, an emergency gel, reflective ankle straps (only used in winter), and a small sweat towel with my club's logo on it (freebie). Oh yeah, and a snack-size zipper bag with my Aldi quarter.