Wonder how many of them are really "trustafarians." I knew a couple people from my old 'hood who did very little to earn livings. Then I found out that their parents had bought them houses and set them up financially.


Personally, and having taken nearly two years off from the working world to, among other things, take three extended bike tours, I don't think I would enjoy living on the road permanently.


Plus, having good health care coverage is a major concern for me. I have a mechanical heart valve. If something goes wrong and it needs to be replaced, or if I were to develop complications from a blood clot, not having good health care could severely deplete, and possibly wipe out, my substantial savings. Since I doubt this country will catch up to many other developed countries with regard to health care, I doubt I will realize my dream of retiring when I reach age 55, which will be less than four years from now. My backup plan is to go at 60 and suck up the health care costs until age 65, assuming Medicare is still around. Another option I am going to explore to assist with future finances is a reverse mortgage. My house is paid off and I have no spouse or dependents to provide for and really no one to leave my assets to. But for now, I will take the trips that I can and enjoy other pursuits that my employment situation gives me the opportunity to afford.