Another thing: Don't think that you have to buy the most expensive, high dollar zoot stuff from EMS or other botique outfitters to stay comfortable/warm/dry.

You can get a whole set of cold weather stuff from the thrift shop for cheaps.

Jeans work well as a lower layer, as denim is pretty windproof on its own. If it's really ****ing cold, throw a set of longjohns on under the jeans. You can probably get a set of synthetic long johns for <$30, local or online.

Wool sweaters from the thrift shop work great as an upper insulating layer, and are cheaps at the thrift store.

A nylon jacket/windbreaker is great for the top layer; and you do not have to spend $100+ on the goretex jazz. Waterproof helps for the rainy days, but is not essential. You could probably get a new nylon jacket/windbreaker for <$50.

Hint: Old navy has some very cheap and pretty good fleeces/jackets/synthetic clothing.