I wake up, make coffee for my wife, drink a cup with her, shower, pick up around the house a bit, let the dog out, then back in, eat, put on biking clothes, pack my bike with work clothes and get on the bike. I do basically the same thing if I drive in (which I do when I have an offsite meeting during the day), but don't wear the bike clothes.
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Don't complain about the weather and cower in fear. It's all good weather. Just different.