Yes, I agree that Paragon is expensive (though they just sell all their stuff at MSRP; its just that the stuff is that expensive) But, since when is 18th and B'way considered SoHo?

S_9, i agree with some of the other posts in the idea that one should wear less layers. A base layer and a lightweight windproof outer should do the trick. On my cold weather rides (20 degrees), that is pretty much all i'll wear. Of course, needing to wear your office/work clothes when riding (so that its not wrinkled/folded in your bag) may just act as an absorber for whatever sweat there is. I don't have a good answer for that (likely) situation.

The following are my recommendations. Note that these are all Patagonia products. I prefer these over other brands for product quality as well as faith in their business ethics (not ideal but better than anyone else out there). But the other major outdoor companies (Arcteryx, Mountain Hardwear, Cloudveil [a personal favorite]) make similar high-quality products.
Recommendations for base layer: Patagonia Capilene Silkweight Longsleeve $34
[/URL]http://www.patagonia.com/za/PDC?OPTION=PRODUCT&merchant_rn=7385&cgrfnbr=366040&sku=45004&ws=false&promo_cat=&promo_cat_id=[/URL]
Recommendations for outer/windproof layer: Patagonia Figure4 Jacket $180 (i know a lot! but there is a lifetime satisfaction guarantee!!!)
[/URL]http://www.patagonia.com/za/PDC?OPTION=PRODUCT&merchant_rn=7385&cgrfnbr=365993&sku=84965&ws=false&promo_cat=&promo_cat_id=[/URL]
Recommendations for a single layer to do all of the above: Patagonia Wind Shield Top $125
http://www.patagonia.com/za/PDC?OPTI...&promo_cat_id=
For bottoms, I wear these (probably too often): Mountain Hardwear Transition Featherweight Tights
[/URL]http://www.mountainhardwear.com/Product.aspx?top=1&prod=1361&cat=36&viewAll=False[/URL]

And in regards to going to a store to try some of these on before purchasing, Paragon is worth checking out, but just don't listen to any of the garbage that their sales(wo)men tell you. Definitely not outdoor enthusiasts working there. Nonetheless, I would highly recommend going to Tent and Trail on Park Place
[/URL]www.tenttrails.com[/URL]

Man, I love talking outdoor apparel. If anybody is going to be attending the Outdoor Retail Industry convention in Salt Lake this January, PM me. I'm already here. We should ride.