considering the fact that over 80% of my commute route is along fully tree-canopied side streets, falling tree limbs are my biggest concern about storm riding as well. i don't exactly enjoy getting caught in storms, but it does happen every once in a while when i feel like rolling the dice.

several years ago during an exceptionally windy storm, a giant limb cracked off an old growth oak and smashed down into the intersection about 50 yards in front of me. that definitely spooked me, so i ducked into an open porch of some random house and waited for the worst of the storm to pass.