The fact that you still are caring about the weight of your bike down to the hundredth of a pound and justifying the difference in three tenths of a pound between two metal bikes shows exactly why CF bikes and ultralightness in general is very much here to stay.

All my bikes are steel. One is around 24-25#, one is in the 30# range, the other two are 33-34#ish. I arguably have more fun on the 34#ish pound Schwinn than I do on the 24 and some change pound Peugeot. So really, you don't even have to risk your life on lightweight steel bikes, just go for the all out, fully lugged, hi-ten steel beasts. I ran mine into a chainlink fence the other day. Stuck the front wheel between my legs, manhandled the handlebars back into roughly the right place (been on two rides since, they aren't straight, but I keep forgetting/can't be bothered to fix it), and continued on. Couldn't do that with a lightweight wheel set!