I'm looking for a bike to handle short runs around town and leave my gas hog in the garage. Fenders, rack/bags, chain guard, and enough gears to handle the hills. Craigslist is virtually void of anything suitable and the closest thing I have seen new are Schwinns. Almost every thing on the market is either speedy road bicycles or BSOs. Am I looking in the wrong places? Any suggestions on finding a decent "work" bike?