Your guess is as good as mine, what I perceived as a Ross ladies cruiser once could have been a Columbia ar others based on the chain guard alone and I settled on Ross because it was close enough and made a headbadge decal and Deluxe logo for the chainguard based on that.
And I gave it to a friend to finish and give to his girlfriend.
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I don't know nothing, and I memorized it in school and got this here paper I'm proud of to show it.