Recommendation
Hi Rex,
I'm 6'4" about 200 lbs and was in the same situation. Using my bike for commuting to work grocery store beach etc... I ended up buying the 7.2 simply because the 7.3 didn't come in a 25" frame for some weird reason. Good thing though because I used the extra monies for some upgrades like a rack a bag some mud guards and reall really bright lights for my commute at night.
Perfect fit and I honestly feel better about a steel fork. In fack I just got into a bad accident (totally my fault) I had to replace the stem and handle bars (upgrade time) and no other damage to the bike.