This, and the Nishiki brand that Dicks Sporting Goods sells. I really like the Nishikis, with the exception of the pockets on the back they look just like a golf polo. Nice and understated if you are going into a bar or cafe on your ride.

I didn't personally find the REI Novaras to be that loose. They fit fine around my shoulders (which aren't really that fat), but cling to my belly quite well.