.......so I printed out the comments below, and also Park Tool notes on the subject, and just spent a few more hours messing with this to no avail.

Is it possible the bike was shipped with a Derailleur meant for only two sprockets ? No matter what I do, I can't get the Derailleur to EXTEND OUT far enough to push the chain onto the biggest of the three sprockets. It "almost" gets there, but just seems not built to extend that far out.

I took both limit screws off, just to see what the range on the Derailleur is w/out them. Even w/out the screws I cant push the Derailleur out far enough to where I think it would push the chain to that largest sprocket. No matter what adjustments I make to the Limit Screws, I can't push the Derailleur out far enough to where it would push the chain to the biggest sprocket.

I messed around w/the height of the Derailleur as well, but don't believe that is the issue.

I have till Nov 27th to return the entire bike if I need to, but that would suck. (perhaps they will just replace the Derailleur ??? I will be checking)

What's weird is I could swear I had it adjusted correctly at one point when I 1st got the bike, but after making a small adjustment after initial driveway ride I have not been able to come close to getting it to shift smoothly thru all three front sprockets.

I am torn at this point if this is user error, or bad Derailleur.

Shouldn't be THAT difficult for reasonably competent person.........right ???

I am presuming that I should be able to shift the Derailleur to where the Chain would be centered over all three Sprockets. If that's how it is supposed to work, then something is off....

Getting anxious to ride