I see, I misunderstood. I'm very new to bicycles in general so a lot of this goes past me, even though you're speaking of straightforward things, bicycle/general hardware terminology often isn't too intuitive for me. I have never seen/considered the mid-fork braze-on, or at least never payed attention to it, so it is still good to know. What are the solutions for eyelet creation, then, if any? I have no eyelets in the front and one in the back, on the bike I'm looking for, and want rear and front racks or baskets, plus rear and front fenders.

https://www.bikeparts.com/BPC412164/...-fender-eyelet this seems to do the trick, mounting to the quick release and creating an eyelet higher up, which is just what I was looking for. This seems to be identical to prairiepedaler's, correct? But just from a different source?

I apologize (if any apology is needed) for my intense annoying newness to all things involving fastening pieces of metal to other pieces of metal. Just trying to get clear.