as for gloves, i wear a pair of pretty intense mittens. but, as is your experience, they don't really hold up to 20mph winds in sub-20degree weather. i think i'm going to knit (once i figure it out.. the ladyfriend is supposed to teach me) some very thin tight-fitting mittens to wear under the mittens that i currently use. or, for the short-term, i might buy a couple pairs of those cheap form-fitting gloves and rock those. i think it would go a long way to keep my damn fingers warm (or less cold).