I LOVE using the 3M black tape that shows up white under lights. I put it on my commuter bikes at various points, have even put it on my LOOK Keo road pedals on my road bike.

I wear a high viz vest or jacket for commuting, plus front/rear lights.

If I'm just riding around town, I actually wear a "workman's" jacket with hi viz strips. In all honesty, I hope some of the monster truck drivers will see the jacket and think "Damn, somebody stole that dudes monster truck and he has to ride a bike around" or "Shucks, the poor son of a gun musta got a DUI and has to bike." I hope mentally they think I'm a manual laborer and not worth running over, as opposed to see free spirited bike nut