I'd also go shop used at first, and see what's available in your market. But this kind of bike is fewer in number than the other categories, so it might not be that easy to find. [MENTION=451061]emilleejoyce[/MENTION] if you post your city, some of us just enjoy poking around Craigslist for deals.
I'd normally say "REI" but their bike stock seems to be depleted. They blew out their Novara brand bikes a few months ago because they're going to launch a new Co-Op store brand in the spring. And, it's out of season and their floor space is covered in skis right now.
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Genesis 49:16-17
"Well, well!" said Holmes, impatiently. "A good cyclist does not need a high road. The moor is intersected with paths and the moon is at the full."