Originally Posted by
fietsbob
I dont know if any statisticians Or Insurance Actuaries are reading this forum.. Thats the work they do , risk probability calculations.
...
If any are, no doubt they are saying "The OP is a real idiot"

It's ok, I admit it.
No, now that I've gotten this out of my system, I'll behave myself and just stay off the bike for a few weeks.
I'll do it, but I don't have to like it -- being a "responsible adult" stinks!