I actually set up similar, though prefer more aggressive set up slightly with a somewhat smaller frame. I like plenty of standover. But it is top tube I put my priority on as long as I can get my saddle to the correct height without exceeding the limit I am golden.

I do set my brakes even with the bottoms. I do point my bars to the rear brake. I was taught that by an old Italian bike racer turned mechanic.

But rules are rules and rules are to be broken because everybody is not the same, I get that. I especially loath slammed saddles and high bars but they are not my bikes and if the owner is enjoying it, then he/she is golden too.

J