Originally Posted by ajay677

If you have panniers you probably have a rack on your bike? Look carefully at the rack. Along the outside edge of the rack is usually a double bar with a gap of 5/8" to 1". If you lock has a normal size shackle (not a Krypt NY 3000), it should slip right in between these rack bars and sit against the top deck of your rack and your seat stay. You can strap it to your stay if you want to keep it from banging around. I hope the description is clear enough. Play around with it a bit. You'll figure out what I mean. If I was at home I'd post a picture for you.