Madison WI. I have a dedicated winter bike with studs. The winter bike serves a number of purposes: 1) Studded tires. 2) Keeping road salt off my other bikes. 3) Cold weather (bar mitts). So the bike comes out when they start salting the roads, until early spring when the rains have washed everything away. Also, the 26" studded tires are a sunk cost until they wear out, and they only fit the winter bike.