About that, the information provided to employers from credit checks is very much filtered, no details. Sometimes to the degree of yes or no, or just a number. The credit check, and background check to some degree, is ostensibly to find out how reliable the person is. And whether he has some problems in his background.

I agree, it's not easy to be comfortable with an not every employer or provider of credit and background checks follow the rules. And even some of the rules seem arbitrary and overly legalistic. Sorry, I'm drifting off topic. I personally think that hiring cyclists would be a net positive, not only for the company but also for the health of society in general.