Originally Posted by
sexy cyclist
If that last accident occurred in a car I would have been inconvenienced and exchanged insurance information, then most likely have driven myself home. Since I was on a bike, I lost my primary form of transportation and spent a night in the emergency room, unable to even tell the hospital what my name was.
This is a critical bit that vehicular cyclists (or bicycle drivers or whatever they want to call themselves this year) don't get and is a critical reason that someone riding a bicycle in the US is 5 times as likely to be killed as someone in a car.
This is also why The Netherlands is the only country where riding a bicycle is safer than riding in a car.
Here's a good explanation from a US perspective: