FWIW, just got off the phone with my insurance agent. And as others have said filing a claim against their insurance is quite simple - collecting may or may not be simple depending on the contents of the police report which I won't be picking up until probably tomorrow. And the LBS that knows this bike very well isn't open on Mondays so any next steps (if any) would require this input as well as there could be damage I am unaware of here. Fortunately my LBS services this bike regularly (including some non-trivial work just 2 weeks ago), so he will know exactly what additional damage might have been created.

I have already seen a doctor and this really is just a cut. As I said it didn't even know my glasses off and would have been nothing to my body had it not been for the side view mirror. And I am really not trying to 'get something extra' out of this.

OTOH, here is an interesting question. If there were frame damage this is a mid 90's Bianchi EL/OS Nivacrom steel frame with upgraded 2014 Chorus components (and wheels although I was riding my old Mavic/rebuilt wheels on this particular day). If there was unrepairable frame damage I don't even know what I would do to either replace that frame or to decide on a fair settlement amount. I really like this bike and would strongly prefer not to get a new frame (even if it were paid for).

dave