It isn't a good idea for the OP to discuss the whole thing publicly on the internet and say things like, "I didn't even know my glasses were knocked off" and "it's just a cut."
It isn't about taking advantage of the insurance company or the other party. It's about getting what you are rightfully owed and the insurance company is going to take every opportunity to reduce their liability.
Downplaying the whole thing isn't doing himself any good and the woman did leave her lane and almost ran him over. The only reason she didn't leave his children fatherless is dumb luck.
With all due respect to the OP, he should shut up.
-Tim-