Not a problem for me. I'm happy to live in a world where we can disagree on stuff without each needing to prove they're right.

The fact is that, I'm not all that interested in the relative risks of various vehicles. I believe bicycling to be relatively safe in the general scheme of things, and I'm not alone in that. Life insurers routinely offer preferred rates to cyclists, while penalizing for many other activities, including scuba diving.

On a personal note, some years back I was refused the lowest preferred rate on a large policy because I was a recreational scuba diver. I appealed, and was given a more detailed questionnaire to fill out, followed up by a phone call from the underwriter to flesh out details. In the end, he approved the lower rate, based mostly on the fact that I was a lifelong road cyclist, which was enough of a statistical plus to offset the diving.

So, IMO, those who scare people away from bicycling aren't doing them any favors.