The cold does not bother me. I will ride in sub-zero Farenheit temps as long as the roads are dry and the wind is not above 20mph. I broke my collar bone in a 2015 bike crash while riding in the rain. Took a right turn on a newly paved road, and my front tire slipped out from under me. Thousands of dollars in ER and medical bills later... I decided not to ride in the rain anymore. The boring ole stationary bike for me when its raining.