FWIW, this one looks like it will come to a reasonable end. I was about to get some info back to my insurance agent so she could file a claim with their insurance (total $600), when the driver's insurance company contacted me directly. They asked for my statement and sent me a way to get the bike repair bills in their hands. So they are taking responsibility here.

FWIW, I drove by the accident location (after my last post in this thread) and got out to take a look for no particular reason. It is obvious to me that I had not even reached the stop sign when I got hit (see pic in post #71). I have no idea what kind of 'sustainable riding rules' would have avoided this accident. Sometimes stuff happens.

I can think of one set of "sustainable riding rules" that I could have used. I do a good bit more riding around town than I 'need to'. I often do errands on my bike (rather than in my car) and take a certain pride in the fact that I consistently put more miles on my bike than I do on my car. And I do NOT need to do this so I am no longer going to run around town mailing letters, picking up a pound of ground beef at the grocery store, etc (when I got hit I was running an errand coming back from the local guitar shop). It is 0.6 miles for me to 'get out of town', and other than those 0.6 miles there will be no more riding in town.

If riding around town was unavoidable for me I guess I would continue to ride. But I am lucky that it is avoidable in my case. Yeah - I'll probably get hit by some kid in a pickup truck on Rummage Pack House Rd :-) And yes, there is a Rummage Pack House Rd. where I ride. It is near Pappy Rabb Road.

dave

ps. Will still probably put more miles on my bike than on my car unless my whacky knee goes more whacky than it currently is.