Welcome!
Gear doesn't have to be fancy (see our current lights thread with a discussion of the super cheap Chinese lights via Amazon) and a lot of the clothes you need are normal athletic or outdoorsy stuff you already have, unless you want to get bike-specific
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Genesis 49:16-17
"Well, well!" said Holmes, impatiently. "A good cyclist does not need a high road. The moor is intersected with paths and the moon is at the full."