After reading this thread, I've realized that we all have different 'thresholds' of what is COLD to each of us so for me, this is what works in these conditions.......
Anything ABOVE 32F the Pearl Izumi Barrier was PERFECT for me! Below 32F and I started to feel the 'BITE' of the cold FREEZING air.
Below 32F, the absolute best was the Chaos -CTR Howler Multi Tasker Pro Windproof Balaclava. I bought both the S/M and L/XL sizes and I preferred the S/M because although it was tight it provided a nice TIGHT SEAL around my head and I absolutely DID NOT feel ANYTHING whatsoever! Made my ride much much more enjoyable in freezing conditions. Amazing mask!!