...and this is why I asked. Lot of good feedback- thank you all. It's good to hear some differing opinions- as it is, I'm not entirely keen on cutting THIS bike. (Probably a little more on restoring her.) A junker has yet to show up, but there's some time to plan on account of my not having a direct need for a traveling folder quite yet. If and when any modifications happen, I'll keep you posted. Until then, any other anecdotes are always welcome.