Thread: Long term care
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Old 04-30-17 | 11:42 AM
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Cyclcist11023131
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Joined: Jul 2010
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Long term care

I have been up for 73 straight hours. My Dad was dumped off at my home after a back surgury. My sister told me that he had long term care insurance. Couldn't find it. So they dumped him. I am not a doctor. He requires care every twenty minutes. He has a broken back and two broken ribs. He is 88. He is on bad shape and I don't know what's wrong.
In order to avoid having to bring him to one hospital so he could be transported to his hospital, half mile further I carried him to my truck and raced him to his hospital
Turns out he is bleeding internally. I start catching crap about how I should have recognized the signs. What signs? I'm am not a trained medical person. I didn't even get a list of what to look for. I didn't get his medicine or diapers or bedding for the hospital bed they delivered. Plus the bed broke in the first hour. Neither going up or down. I couldn't leave to get the things he needed.
Done griping. Not really a bike story except I have not been able to ride. The point is Get Long Term Care Insurance. This experience drained my entire savings account in the first couple of weeks. Many costs doubled or tripled because of mismanagement. Things have to work in a row if not drivers wait and the meter rolls. 300 to 500 hundred a trip. 400 a day for care facility he stayed in before his surgury. All this would have been avoided with insurance. Dad was sure he was covered but we can't find any record if it. By the way his medical provider is Kaiser. Not happy with them.He paid into their fund for forty years. I feel they just abandoned him. Please don't let this happen to you or yours.
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