Best wishes for dads recovery!

My ex-neighbor stopped my. His wife is in a nursing home with dementia at only 69 yrs of age. No LTCI. He's facing financial ruin paying nursing home costs for the rest of her life. he's allowed to keep his house, one car and some cash.

Something else to think about...... If you are say 55yrs old and get hit by a car on your carbon fiber bike and end up in a nursing home. Once your medical insurance finishes patching you up. How you gonna pay for your nursing home stay?