The better thing to say was that during the last climbing and descent stage of the Tour de France you rode, you got clipped in the peloton and crashed heavily off to the side of the road. You got up to find yourself bruised but not badly injured, but the wheels were definitely bent.

Luckily, there was a comely French woman there with her nice French semi-pro bike and she offered to lend you both her wheels so you could finish the race. Her only condition, that you bring them back and retrieve your bent wheels, and she gave you her address and phone number.

Well, after you returned and, ahem, had dinner, wine, a nice stroll through town, and then a very long conversation about "bicycles" and then breakfast , you instead bought her a new pair of wheels at the local bicycle shop, collected your bent wheels, and kept her French wheels on your bike as an enduring reminder of that chance encounter.