Last night, I planned a longer ride in, 22km/13mi, but when I got up, it was cooler than I expected, 11C/52F, and although that wouldn't have deterred me, the heavy, heavy clouds overhead and a feeling that it was going to storm in the near future, that deterred me so I took my shorter, 8km/5mi, route and arrived fine.
I may be riding home in rain though but one other thing I was going to do was to ride my road bike on which I have no storage for a raincoat so, because of the forecast, I decided to take my touring bike, 2012 Kona Sutra, with panniers in which I always have my raincoat.
Have a great day!