Originally Posted by
Tourist in MSN
It depends a lot on the bike design and geometry too. What works on one bike might not work so well on another.
This is true along with other factors. Many folks are using cross bikes for touring which have shorter(<45cm) chainstays , Many newer racks are offset to the rear of the axle to compensate for shorter chainstays and/or disc brakes. Many racks are mounted way too high.( should just clear the top of the fender or ~1" above the tire). Many panniers have poor or non existed lower hooks to keep the bags from swaying. Traditionally tourists sat an spun the pedals in a low gear up steep hills, not stand on the pedals and rock the bike like a sprinter.
All of that said touring bikes do handle better with a fore/aft balanced load.