And here I am more than happy to use Android Pay to get a bottle of soda out of the machine because I forget to stop at the bank to get cash. I keep all of my store cards in my phone so that I don't need to keep them on my key chain. Don't even need to bring my wallet into the grocery store because I can just pay with my phone.

The best part about it? Put it on silent while you are riding and don't want to be bothered. Just because you have it doesn't mean you need to be connected all the time. Very nice to have in an emergency, or to get information from, but you don't have to use it all the time.