All sounds good to me. Have fun! I don't think I can touch the ground at all with my toe while on the saddle, much less 2 toes. No one who is properly fit can. Your friend is right about motorcycles, but totally wrong about bicycles. The difference with bicycles is that one has to pedal.

To get your saddle height right, while pedaling slowly, move one foot so that the heel of that shoe is on the pedal. That leg should be entirely straight at the bottom of the pedal stroke with your hips not having to be tilted to reach it. Adjust the saddle height by trial and error until this is true.

I remember when I first started riding at 8, it was on a 26" wheel bike and the only way I could get off it was to crash onto someone's lawn. By now, you have the fine points of mounting and dismounting down.