Ok So I dropped off my 10 year old Blue that I really love at my LBS to get it upgraded to Ultegra (from 10 year old 105) and to get the headset looked at (always loose). At the shop they found a big prob, the steer tube had a compression ridge in it (over tightening for years my bad) To fix it they slammed the stem to get past the ridge, well almost it has a bit just a bit below the cut. Bottom screw on stem is at correct tightening top screw is not tightened as much, but everything feels good. Because I'm 47 and never the most flexible person in the world I told them just flip the stem and I'll see how it goes. The fit is not as good as it was but I maybe able to change seat position forward a bit to get it good or I could get a different stem, but honestly the look of a riser stem with the slam is fairly lame. I also have not so much faith in the condition of the forks.

So I could

A. get a new fork $400 ish

B. Get a new (most likely used) frame and fork and swap everything over to it $1000ish

C. just ride as is and hope fork holds.

I had it in my head to get a new frame/fork next spring with my tax refund, but this may put me a head of my not so serious plan.