Originally Posted by elocs

In the summer when the heat index is over 100 you could remove all of your clothes and still be miserably hot, dangerously hot.
Here in Wisconsin, where we have real winters that get very cold and with snow, if you dress properly you can be comfortably warm enough to ride a bike or do what you please. I've done it for decades.
But I don't like the stifling heat of summer.