This is the update-the chain and the cassette were replaced. The gears shift nicely now. The cost of the new parts was $60.00. I was on a supported ride and showed the bike mechanic the bike. He said buy the parts and he would change them for free. That was quite the deal for me.
Last weekend I adjusted the front brake cable. The brake was not stopping the bike soon enough for me so I pulled the cable just a bit. In a few weeks I will have to change the brake pads as the hill I have been going down more recently is big, so I hold my brakes going down parts of it. I also replaced the handle bar grips this weekend for $25.00.
Thank-you all for your help.