PayPal is a secure way to do business with private sellers who don't use credit card services and a decent way to do business with anyone else.
People in large enough numbers will represent every slice of humanity ... including people who break frames and people who hate PayPal ... and people who hate people who break frames and use PayPal.
I don't fit into any of those groups.
I will be very interested in how all the autopsy results.
(Good thing this isn't a thread about PayPal .... )