My pan is to adhere to my plan of the past winter. To religiously follow the mantra of the motorcycle riders. To "keep the rubberside down." 64 years of life 200k miles of riding mean that I break bones too easily.
I haven't gone the studs route. This is Portland. But I did buy a set of the Continental ice tires. (Narrow) 37c and incredibly grippy. A blast to ride on almost anything. We had a couple of inches of snow and a freezing rain last winter. Riding in it was fun! (Having them mounted on an old Raleigh Competition didn't hurt! Wheelbase measured in miles, a BB so low it' s wonder it never dragged and a fork rake measured in yards.)
I noted those 37c Continental ice tires are narrow. Didn't measure them but the 35c Paselas they replaced are much wider tires and a much closer fit to the fenders.
Rubberside down, all!
Ben